A loan of $2,125 helped to purchase cattle.

Minavarkhon's story

Minavarkhon A. is 57 years old, married, and has a secondary education. Her husband is a farmer. Minavarkhon lived with her family in the village of Karasuu (in the south of Kyrgyzstan). They worked in animal husbandry and agriculture, cultivating vegetables and cotton. Unfortunately, the income produced by their small plot of land was very difficult to live on.

Since many of Minavarkhon’s relatives moved to the Chuysky area (in the northern part of the country), in 2002 Minavarkhon’s family also sold their house and cattle and moved to Petrovka village (in the Chuysky area) where they bought a house and a barn to keep cattle. Right after moving, Minavarkhon’s family had problems. They could not expand their farm or find a job, but in due course they rented one hectare of earth and grew tomatoes and peppers. After taking out her first loan for 20,000 som (KGS), Minavarkhon bought a cow and began to make a profit selling milk. Over time, the family’s life has changed. Her son Bahtiyar helps his parents in everything, and Minavarkhon is raising two grandsons and is very happy. Today, on Minavarkhon’s farm, there is a milk cow, two calves being fattened, and also three hectares of rented land growing tomatoes, peppers, and watermelons which she sells in the local market.

Minavarkhon is asking for a loan of 100,000 som (KGS) to buy a milk cow and a stockpile of feed. In the future, she plans to expand the farm and dreams of buying a car.

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

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Translated from Russian by Kiva volunteer Melissa Kniazeva

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