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Mayramkan A. is 53 years old, married, and has two children. She worked as a baker at a local pastry shop and her husband Sultanazir worked at a carpet factory in Karabalta town. Unfortunately, their salaries did not cover all the family’s expenses, so in order to find additional means of subsistence, Mayramkan started her cattle breeding business in 1992.

With the initial capital of 5,000 KGS, Mayramkan managed to earn about 15,000 KGS a month from selling milk and meat products. With this revenue, she was able to pay for her daughter’s wedding and give her a good dowry.

Mayramkan has applied for a loan of 100,000 KGS to purchase two milk cows, which will allow her to increase her milk sales. With the additional earnings, she plans to increase her number of cattle and in the future buy a car for her family.

About Bai-Tushum and Parners:

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 74
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 47.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Mayramkan purchase two milk cows.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 27, 2011
Apr 1, 2011
Currency Exchange Loss:
May 16, 2012