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Ma. Cristina
Ma. Cristina is 40 years old and married with two children in school. Ma. Cristina works very hard to provide for them.

Ma. Cristina runs a general store in the Philippines and requested a PHP 15,000 loan through NWTF to buy more products to sell.

Ma. Cristina has been in this business for four years and sells a variety of items such as detergent soap, noodles, sardines, curls, etc.

In the future, Ma. Cristina would like to send children to school.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 326
    View loans »
    Philippines Loans Fundraising
  • $70,768,400
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Ma. Cristina to buy more products to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 10, 2011
Apr 2, 2011
Currency Exchange Loss:
Nov 15, 2011