A loan of $4,300 helped a member to buy fish, spare parts, local products and cleaning products.


Apec Al Ouma Sicap Mbao Group's story

Apec Al Ouma Sicap M. Group 2 is a diverse sub-group made up of 20 people, all living in the same neighborhood of the Sicap M. district. Their business deals with a wide range of products. They have the advantage of multiple years of experience working in their respective businesses. The Sicap M. group is an affiliate of the Al Ouma association. They are represented by Ms. Aminata N. who has been a fishseller for the past 12 years. She chose this business in order to make a living through her profits. This group is a member of the Dalifort branch of UIMCEC since February 2011. They are asking for a loan of 2,000,000 FCFA which will be used as working capital by the group members so that they can expand their businesses. The members will use their parts of the loan to buy products such as fish, local products, fabric and others in order to be resold by the different members of the group. Increasing their profits can help them to better handle their personal needs and better contribute to their families’ well-being. Al Ouma is a Senegalese nonprofit whose full name is The Association for Koranic Education and Teaching. Originally founded to work with at-risk children, especially talibés (young boys from poor families who beg in Senegalese metropolitan areas), Al Ouma has broadened its mission to work with adults as well as children. They currently have over 10,000 members, and are actively engaged in supporting the economic development of their members in the hopes of improving their quality of life, and that of their at-risk children. Al Ouma's members are currently organized into smaller associations which meet each week to contribute to a group fund that helps finance small loans for members. Members typically put in 2 USD per week. Because UIMCEC and Al Ouma both share the mission of fighting poverty through economic empowerment, they have formed a partnership to provide loans to Al Ouma associations at a lower interest rate than UIMCEC usually offers its clients.

In this group: Fatou, Faty, Seynabou, Tegue, Magatte, Coumba, Khady, Alassane, Rokhaya, Adam, Matalibé, Maguette, Coumba, Alassane, Mambaye, Thiané, Hawa, Omar, Ndoumbé, Aminata
*not pictured

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Translated from French by Kiva volunteer Chelsea Rosendale



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