A loan of $550 helped to buy electrical spare parts and bathroom plumbing supplies, as well as screws, nuts, nails and lightbulbs in larger quantities.


Luz's story

Luz Marina Martínez has a hardware business where she sells reels of soft wire, manila rope, nails, screws, adhesives, aerosol paints, small nails, brackets, lightbulbs, seals for bathroom pipes, bolts, tape and general spare parts for domestic, electrical and PVC piping.

Luz started her small business called "Depósito Surtimar" when she found herself out of work from a similar business where she gained her experience. She used her severance pay to develop her entrepreneurial idea, strengthen her family income and create a job for herself. Through her business, Luz has grown as a person and also as a businesswoman. Her dream is to consolidate her business and to turn it into a large company with several sales outlets. For this reason, she is applying for a loan to use as working capital. She will invest the loan in buying electrical spare parts and bathroom plumbing supplies, as well as screws, nuts, nails and lightbulbs, in larger quantities than she is used to doing. In this way she will start constructing her plan.

Translated from Spanish by Kiva volunteer Linda Oxnard



Loan details


Lenders and lending teams



Loan details