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Lumière Plus Group
In this Group: Makita, Manzanza, Wala, Fwati, Nicolas, Robert, Kenge, Thomas, Muzunga, Joachim, Bernis, Nancy, Charlotte, Mpia
Makita chairs a loan group called Lumière Plus, which is made up of 14 entrepreneurs who have joined hands to receive loans from Kiva through IMF HOPE RDC. Each member of this group is committed to develop and expand a small business.

Makita has been in business for many years and today owns and runs a drugstore. She is 40 years old, married and has three children who range in age from 3 to 13. Her two older children are enrolled in school. Makita earns a profit of about $70 a week, and has done a very good job of using loans from IMF HOPE RDC to expand her business and increase her income. She plans to use her portion of this group loan to buy more medicine to sell to her customers. Makita’s dream is to someday open a clinic in the same area as her store, northeastern Kinshasa.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 2
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,512,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Lumière Plus Group's $3,900 loan helped a member to expand 14 small businesses.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Mar 24, 2011
Mar 28, 2011
Currency Exchange Loss:
Aug 15, 2011