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Delphine's Group
In this Group: Delphine, Christine, Armandine, Adjoua, Juliette, Hounsiafa, Gania, Alice, Marie, Odile, Christine
This group of 11 entrepreneurs all live in the same building in Cotonou, Benin's largest city. This is their second loan with ALIDE.

Delphine, the leader of the group (with her hand raised in the photo), was born in 1985 in Comé near the border to Togo. She moved to her current location three years ago and now lives with her husband, Casimir, and their three children.

Since the age of 10, Delphine has helped prepare food for sale, which she now does outside her home. This loan will enable her to purchase ingredients such as rice and oil from Tokpa, Benin's largest market. Her aim in the long term is to continue strengthening her business. She claims to be strong in managing her business and the group.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 466.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Delphine's Group's $425 loan helped a member to purchase rice and oil for cooking meals to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 24, 2011
Mar 28, 2011
Currency Exchange Loss:
Sep 15, 2011