A loan of $1,775 helped a member to purchase livestock feed and other supplies.


Virginia's Group's story

Virginia D. G. is from the village of Villa Pascua, Diffun, Quirino. She is 53 years old. Virginia is the group leader of a 12-member group loan offered by ASKI. While each member of the group receives an individual loan, they are all collectively responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. The official name of this borrowing group is Virginia D. G.'s group. Virginia is married and has three adult children. To make a living, Virginia raises pigs for fattening and sale. Virginia has been engaged in her business for over two years and earns approximately 3,000 Philippines pesos (PHP) a month from it. In 2010, Virginia joined ASKI to gain access to financial services to help improve her living situation and ability to engage in business activities. Virginia has successfully repaid a previous loan of 6,000 PHP from ASKI. This previous loan was used to purchase livestock feed and other supplies. Virginia is requesting a new loan of 9,000 PHP, which will also be used to purchase livestock feed and other supplies. This will be the third loan taken out by Virginia from ASKI. She plans to use the additional revenue generated from the business to improve/expand her business. About ASKI: ASKI is one of the most successful microfinance institutions in the Philippines. It has 38 branches covering the Central and Northeastern areas. Its clients are mostly farmers, fisherfolks and small entrepreneurs. *Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

In this group: Virginia, Teresita, Gregoria, Dominador, Ricardo, Maribel, Felicidad, Edith, Helen Grace, Noel, Rioliza, Antonia
*not pictured



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