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Kochkorbay K. is a 64 year-old pensioner who has a cattle breeding business. He started it in 1990 with the initial capital of 10,000 Kyrgyzstani soms (KGS) which was spent to purchase milk cows.

Today his farm allows Kochkorbay to earn 15,000 KGS in the period of two months. Unfortunately, last year he had to sell several cows because of hard economic conditions and now he plans to develop his farm with more cattle. For this reason, Kochkorbay has applied for a loan of 100,000 KGS to purchase cows and calves. With the revenues he plans to further broaden his business.

Kochkorbay is a very good-natured and responsible person who makes every effort to provide his family with a prosperous future.

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading microfinance institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 61
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Kochkorbay to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 28, 2011
Apr 1, 2011
Currency Exchange Loss:
Mar 15, 2012