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Hector Juan
Héctor, 35, is a hard working man who started out selling clothes. One day his uncle asked him for help in his bakery and since then he liked the activity of making and selling bread and sweets.

He currently works in the bakery with help from his wife from 3am until nighttime. He wants to us the loan to buy supplies like flour, lard and eggs to improve his business and increase profits.

In the future he’d like to stay in business and furnish his home in such a way as to provide his children with the all the best both for their persons and for their education.
View original language description ↓
Héctor de 35 años, un hombre trabajador que inicio vendiendo ropa. Un día su tío le pidió ayuda en la panificadora y desde allí le gusto esta actividad de preparación y ventas de panes y dulces.

En la actualidad el trabaja en la panadería con ayuda de su esposa desde las 3 de la mañana hasta la noche. Con el préstamo quiere compra materiales como harina, manteca, huevos para poder mejorar su negocio e incrementar sus ganancias. En un futuro desea seguir en el negocio y adecuar su vivienda para darles todo lo mejor a sus hijos en los estudios y lo personal.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 36
    View loans »
    Ecuador Loans Fundraising
  • $26,541,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Hector Juan to buy flour, lard and eggs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 9, 2011
Mar 27, 2011
Currency Exchange Loss:
Apr 15, 2012