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Twisungane Kirigo Group
In this Group: Victoire, Epiphanie, Therese, Angelique, Beatrice, Marie, Immacule, Aloys, Ester, Faustin
Therese Mukamugema is a farmer and member of the Twisungane Kirigo group. She is married, a native of Rwanda, and has 3 children between the ages of 13 and 20. This loan is her first cycle with ACB and she is going to use it for her rice farming. Her strategy for increasing business is to have the means to grow rice so that she can meet the needs of her clients in search of rice. She would also like to meet the needs of her family as well as easily pay their tuitions.
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Therese Mukamugema est agricultrice, et membre du groupe Twisungane Kirigo. Elle est mariée, née a Rwanda, et elle a 3 enfants entre 13 ans et 20 ans. Un de ses enfants va à l’école. Ce crédit est son premier cycle avec ACB, et elle va utiliser son prêt pour son agriculture du riz. Sa stratégie pour la croissance de l’affaire est d’avoir le moyen de cultiver le riz. Elle voudrait satisfaire des besoins des clients qui cherchent le riz. Elle voudrait satisfaire des besoins de sa famille, et aussi payer facilement les minervaux.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 41
    View loans »
    Rwanda Loans Fundraising
  • $18,427,025
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Twisungane Kirigo Group's $1,625 loan helped a member rice farming.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Mar 22, 2011
Mar 28, 2011
Currency Exchange Loss:
Nov 15, 2011