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Perlitas Group
In this Group: Flora, Juana, Cristina, Justina, Marcia Victoria, Jose, Elena, Carmen
The rural communal bank "Perlitas" is starting its first loan cycle with Pro Mujer, at its central offices in Los Andes. This group has 8 members, and the president is Justina. The group members have a variety of different businesses, including: weaving blankets, knitting sweaters, selling food, knitting hats, and knitting jackets.

Justina, president of the communal bank, states that this is her first loan cycle with Pro Mujer, and that she joined the organization because of a promotion in her area.

Justina currently has a business making knitted products. She has done this work for 20 years, and she tells us that she learned this business on her own. She will use this loan to purchase wool so that she can sell leggings at wholesale. She purchases her raw materials from the big stores on "16 de Julio" street, and she will sell the finished products in the markets. This type of work allows her to generate resources to support her family; she is married and has 5 children.

When asked what she likes about Pro Mujer, she responded that she likes the comprehensive services offered, including both health and credit services.
View original language description ↓
La A.C. “PERLITAS” iniciará su primer ciclo en Pro Mujer, como parte del Centro Focal de Los Andes. Está compuesta por ocho integrantes y tiene como presidenta a la señora Justina. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: Tejido de mantas, tejido de chompas, venta de comida, tejido de gorritos, tejido de buzos.

La señora Justina, presidenta de la asociación comunal, indica que es su primer ciclo con Pro Mujer y que ingreso por la promosión en zona que se desarrolla

En la actualidad la señora Justina tiene un negocio de elaboración de productos en tejido que trabaja hace 20 años, nos cuenta que este negocio lo aprendió ella sola. El crédito que sacará ahora es para la compra de lana para vender polainas por mayor. Su materia prima la compra de la 16 de Julio de las tiendas grandes, los productos ya concluidos los venderá en las ferias. Esta forma de trabajo le permite generar recursos para apoyar a su familia, pues ella esta casada y tiene cinco hijos

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los servicios integrales, salud y crédito.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 124
    View loans »
    Bolivia Loans Fundraising
  • $34,651,350
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Perlitas Group's $1,100 loan helped a member to purchase wool to make leggings to sell at wholesale.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 24, 2011
Mar 27, 2011
Currency Exchange Loss:
Sep 15, 2011