A loan of $1,150 helped a member to purchase products to sell at her general store.


Quibranza Group's story

Nellie is from the village of Libertad Bajo, Sinacaban Misamis Occidental. She is 57 years old and is the group leader of this four-member group loan offered by PMPC. While each member of the group receives an individual loan, they are all collectively responsible for paying back the loan of their fellow group members if they are delinquent or default.

Nellie is married and has seven adult children. She owns and operates a general store, selling food products in the local community. She has been engaged in her business for over 12 years and earns approximately 12,000 Philippines pesos (PHP) a month.

In 2006, Nellie joined PMPC to gain access to financial services to help improve her living situation and her ability to engage in business activities. She has successfully repaid a previous loan of 14,900 PHP from PMPC. This previous loan was used to purchase additional inventory and was used as working capital.

Nellie is requesting a new loan of 14,900 PHP, which will be used to purchase new items to expand her product offering. This loan will be her ninth from PMPC. She plans to use the additional revenue generated from the business to improve and expand her business.

About PMPC
Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

In this group: Nellie, Marybeth, Rosalinda, Nora



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