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Justo Juez Group
In this Group: Carmen Yolanda, Christian Alfonso, Henry , Sandra Diana , Haide , Rut Mirian , Erika, Ana Maria, Luis Edwin , Elda, Wifredo
The Justo Juez (Fair Judge) Communal Bank is in the northern zone. The members are from the same area and know each other. The group is very well-established. Most of the members make bread and sell cosmetics.

The president, Carmen, makes baked goods. She makes bread, cookies, cakes, and all types of pastries. She has two school age children, and she is a very hard-working person. One of her wishes is to see her children become successful professionals. They live in their own house, and that provides her family with greater comfort.

She will use the money from the loan to buy supplies and ingredients to make cookies and bread.

All of the members took out the loan to increase their work capital. They were very satisfied and grateful to the institution.
View original language description ↓
El Banco D. emprendimiento Justo Juez se encuentra en la zona norte son socias conocidas del lugar es un grupo bastante consolidado la mayoría D. las socias se dedican a la producción D. pan y venta D. cosméticos la presidenta la Sra. Carmen se dedica a la repostería ella realiza pan, galletas, tortas, y todo tipo D. masitas, ella y sus dos hijos que se encuentran en edad escolar es una persona muy trabajadora uno D. sus deseos es el D. ver a sus hijos profesionales y convertirse en personas D. bien, viven en casa propia y así D. esta manera brinda mayor comodidad a su familia, con el dinero del crédito comprara insumos e ingredientes para la elaboración D. galletas y pan, y todas las socias sacaron el crédito para aumentar su capital D. trabajo se fueron muy satisfechos y agradecidos con la institución.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 152
    View loans »
    Bolivia Loans Fundraising
  • $36,650,050
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Justo Juez Group's $3,250 loan helped a member to buy supplies and ingredients to make cookies and bread.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 16, 2011
Mar 27, 2011
Currency Exchange Loss:
Sep 15, 2011