Benigna, the president of this community bank, says that this is the ninth time that she has participated in Pro Mujer and that she joined the institution after being invited to do so by her sister-in-law Mercedes.
Benigna currently owns a neighborhood store that she set up on her own initiative 5 years ago. The loan she is currently requesting will be used to increase her merchandise (rice, oil, sugar, canned goods, detergent and soap). She buys her products in La Ceja, in the city of El Alto.
Benigna's business allows her to make money to support her family as she is married and has four children. When we asked her what she most liked about Pro Mujer she replied that she likes the training and the loans.
La señora Benigna, presidenta de la asociación comunal, indica que es la novena vez que participa en Pro Mujer y que integra la institución gracias a la invitación de su cuñada Mercedes.
En la actualidad la señora Benigna tiene un negocio que consiste en una tienda de barrio que inicio por iniciativa propia hace 5 años; el crédito que sacará ahora es para aumentar su mercadería (arroz, aceite, azucar, enlatados, ace, javon), los que compra de La Ceja, en la ciudad de El Alto.
Esta forma de trabajo le permite generar recursos para apoyar a su familia, pues ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación y el crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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