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Harutyun lives with his wife (a teacher), his retired parents, and two school-aged children. Since 2002 he has owned a clothing shop in Hrazdan, Armenia, which he manages on the weekends. Harutyun imports clothing and shoes from China. He has applied for a loan to ensure that he has enough inventory for the upcoming busy months. He hopes that his business will do well and will attract more customers.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 138
    View loans »
    Armenia Loans Fundraising
  • $15,744,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Harutyun stock up on shoes and clothing to sell in his shop.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Mar 23, 2011
Apr 1, 2011
Currency Exchange Loss:
May 17, 2013