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Bénédiction Plus Group
In this Group: Réné, Annie, Céléstin, Marie, Emérance, Marie, Annie, Bondo, Brigitte, Bijou, Kapinga, Lusamba, Mimie, Christelle, Christine, Jean Paul, Marie, Mayele
Bénédiction Plus is a group of 18 owners of small businesses chaired by Réné. Its members are jointly liable for loans granted by Kiva to grow their businesses.

Réné M., 52, operates a general store while taking care of one brother-in-law. He is engaged. He is the father of five children who are between 2 and 11 years old. Three of them attend school.

Réné began his business in 1999. Réné has used seventeen Hope loans (a DRCongo Microfinance Program) to finance the expansion of his business. His store brings in a profit of $180 per week.

Due to the high demand in his community, he intends with the next loan to buy more resale goods in order to meet client demand and generate additional profit. Réné’s ambition is to become a provider in his area. This loan will help him achieve his plans to grow the business.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 3
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,359,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Bénédiction Plus Group's $4,450 loan helped a member to purchase additional goods for his store for resale at a profit.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 24, 2011
Mar 26, 2011
Currency Exchange Loss:
Aug 15, 2011