A loan of $3,800 helped a member to buy millet, niébé and corn.


Apec-Al Ouma Niakourab Group's story

The group Nikarouab consists of 10 people who live in the same neighborhood and all work in commerce and livestock raising. The group is represented by Sounkar Sané, who sells food products and grains in weekly markets for the past few years. She chose this business because of her passion for it, but also out of necessity in order to make products that allow her to take care of her family. This business was also recommended to her by her family. The group is a member of the Yoff branch of UIMCEC since august, 2010. They are requesting a credit of 1,750,000 FCFA to serve as working capital for the group members. Ms Sané will buy millet, niébé, and corn with her portion of the loan. The improvement of their profits will help the group members reinforce the socioeconomic status of their families.

Al Ouma is a Senegalese nonprofit whose full name is The Association for Koranic Education and Teaching.

Originally founded to work with at-risk children, especially talibés (young boys from poor families who beg in Senegalese metropolitan areas), Al Ouma has evolved its mission to work with adults as well as children. They currently have over 10,000 members, and are actively engaged in supporting the economic development of their members in the hopes of improving their quality of life, and that of their at-risk children.

Al Ouma's members are currently organized into smaller associations which meet each week to contribute to a group fund that helps finance small loans for members. Members typically put in $2 USD per week. Because UIMCEC and Al Ouma both share the mission of fighting poverty through economic empowerment, they have formed a partnership to provide loans to Al Ouma associations at a lower interest rate than UIMCEC usually offers its clients.

In this group: Sounkar , Adama, Marie Nicole, Ousmane, Ibrahima, Sira, Samba, Dié, Fatimata Binta, Aramatoulaye
*not pictured

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Translated from French by Kiva volunteer Emily Frye



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