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Erika Paola
Erika is 26 years old and is an enterprising young woman. A year ago she started selling Yanbal products and Nivi clothing by catalog. Her husband works as a decorative painter and she has three children.

She works Monday to Sunday calling friends and acquaintances to promote her sales. Her main difficulty on some occasions is collecting from customers that gives credit to and do not pay on time.

With the loan she wants to improve her income in clothing sales. Her goals are to become a consultant and that her business will grow so that she can support her family with what they need most.
View original language description ↓
Erika de 26 años, una mujer joven emprendedora que inicio hace un año en la venta por catalogo de Yanbal y ventas de ropa Nivi. Su esposo trabaja en pintura de decoración y tiene tres hijos.

Ella trabaja de lunes a domingos por medios telefónicos a amigos y conocidos para promocionar sus ventas. su mayor dificultad en algunas ocasiones es en la cobranza a sus clientes ya que lo dejan a créditos y no le pagan a tiempo.

Con el préstamo ella desea mejorar sus ingresos en las ventas de catálogos de ropa. Una sus metas es llegar a ser consultora y que su negocio crezca mas para así sacar adelante a su familia en lo más necesiten.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 59
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Erika Paola to purchase Nivi clothing and Yanbal products (cosmetics).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 14, 2011
Mar 25, 2011
Currency Exchange Loss:
Apr 15, 2012