Check out some available loans that are similar to this one!
Manuel Arcenio
Manuel Arcenio G. Q. is 57 years old, married and lives with his wife and children in the Chillanes canton in the province of Bolívar. He has two children.

The communal bank "V.R.C. COOPERATIVA LOS MOREROS" is comprised of 12 members and located 20 minutes from the office in Chillanes. The members work as farmers and mainly grow mulberries, tomatoes and corn. Some of them have been in agriculture for over ten years while other members are only just beginning.

Manuel grows mulberries, tomatoes and corn in large quantities. He makes his purchases in Agro in Chillanes and sells his produce on Sunday at the Chillanes fair.

He is requesting a loan to buy seeds and fertilizer. This financial support will help him meet his needs. He is up against challenges such as plague, sickness and weather change. His dream is to have his own house one day.

He enjoys sports and spending time with his family.
View original language description ↓
Manuel Arcenio G. Q. tiene 57 años, es casado vive con la esposa y con los hijos en el Cantón Chillanes Provincia de Bolívar. Tiene 2 hijos.

Los miembros de la V.R.C. COOPERATIVA LOS MOREROS esta constituida por 12 socios esta se encuentra ubicada a 20 minutos de la oficina en Chillanes, los miembros de esta ventanilla se dedican a la agricultura especialmente al cultivo de mora, tomate y maíz, son agrícolas por mas de 10 años los mas antiguos y otros miembros que están comenzando con esta actividad.

Manuel se dedica a la agricultura a la siembra de mora, tomate y maíz en grandes cantidades, las compras las realiza en Chillanes en Agro y las vende los días domingos en la feria de Chillanes.

Solicita el crédito para la comprar de insumos de semillas, abonos y fertilizantes. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es tener casa propia.

Le gusta hacer deporte y estar junto a su familia

El señor que esta con camisa a cuadros es Don Manuel junto a su familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 42
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Manuel Arcenio to buy seeds and fertilizer.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Mar 4, 2011
Mar 26, 2011
Currency Exchange Loss:
Apr 15, 2012