A loan of $600 helped a member to buy ready-to-wear-clothes at wholesale to add to her stock.


Take And Pay Group's story

Rugie B. is the leader of this group of entrepreneurs. Rugie was born in the town of Moyamba, in southern Sierra Leone, about 33 years ago. She is married to a businessman and the couple has three children, one in primary school and two in secondary school.

Rugie sells ready-to-wear-clothes: shirts, skirts, baby clothes, etc., and has been managing this business for many years now.

This is the first loan that Rugie and her group members have applied for from SMT/Kiva lenders. With the help of this loan, they will be able to expand their businesses, make more sales and consequently improve on their living conditions.

Rugie will use her share of the loan (SLL 500,000) to expand her business. She will buy ready-to-wear-clothes at wholesale to add to her current stock.

In this group: Rugie, Abdul, Alsuine, Abdul Karim, Alpha



Loan details


Lenders and lending teams



Loan details