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Bethleem Plus Group
In this Group: Caleb, Maguy, Hélène, André, Sedar, Nadine, Chantal, Josée, Chantal, Odia
Caleb is the chairman of a Community bank named “Bethleem Plus”, composed of 10 microentrepreneurs united to receive loans from Kiva through IMF HOPE RDC with the goal of developing their businesses.

Caleb earns a living by selling apples, a business he started in 2001 with US$30 as his starting capital. He also manages a small motorcycle transport business. Caleb is seeking a loan to reinforce his working capital through an increase in his business inventory. A 33-year-old married father of a two-year-old son, Caleb is happy that he is going to be able to increase his inventory with the loan. Currently, through his sales, Caleb makes about $270 per week.

A trustworthy client of the MFI Hope DRC, having seven times received and properly repaid loans, his dream is to someday open a transportation company in Kinshasa.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 13
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,397,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Bethleem Plus Group's $3,575 loan helped a member to increase store inventory in order to reinforce the working capital.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 17, 2011
Mar 26, 2011
Currency Exchange Loss:
Aug 15, 2011