A loan of $600 helped to purchase food items to sell in her shop.


Melinda's story

Melinda A. is from the village of Aplaya, Jasaan, Misamis Oriental. She is 28 years old. Melinda is married and has 4 school-aged children. To make a living, Melinda owns & operates a sari-sari (variety) retail shop, selling canned goods, snack foods, shampoo, soap and beverages in the local community. Melinda has been engaged in her business for over 5 years and earns approximately 9000 PHP a month from these activities.

In 2008, Melinda joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. She has successfully repaid a previous loan of 20000 PHP from HSPFI. This previous loan was used to purchase additional inventory & fund working capital.

Melinda is requesting a new loan of 25000 PHP, which will be used to purchase additional canned goods & snack foods. This loan will be her 7th loan from HSPFI. She plans to use the additional revenue generated to improve/expand her business.

About HSPFI:

HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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