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Julia Janet
32 year-old Julia is a hard-working woman who has many aspirations for the future. She is a teacher at 'Mixta Salesiana' school. She works from 7.00am to 3.00pm every day.

Julia has many aspirations to continue working since she is not married but has a 5 year-old son. Right now, she would like to better build her home in order to be able to provide her son with a better life. She would like this loan to buy cement, metal sheets and blocks.
View original language description ↓
Julia de 32 años, es una mujer trabajadora que tiene muchas aspiraciones a futuro. Por eso es maestra de una escuela “Mixta Salesiana”. Trabaja desde las 07h00am hasta las 15h00pm todos los días.

Tiene muchas aspiraciones de seguir trabajando ya que no está casada pero tiene un hijo de 5 años de edad. Por ahora quiere construir mejor su casa para poder darle una mejor vida a su hijo. Quiere el préstamo para comprar cemento, zinc, bloques.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ecuador

  • $10,600
    Average annual income
  • 31
    View loans »
    Ecuador Loans Fundraising
  • $26,721,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Julia Janet to buy cement, metal sheets and blocks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 28, 2011
Mar 25, 2011
Currency Exchange Loss:
Feb 15, 2012