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This is 38 year old Hajaratu. She is married, and has 2 children aged 28 and 24 years. She has 3 additional dependents. In 2009, Hajaratu established her restaurant business. She began her business because she wants to generate enough to allow her family to live an average life in society. Working 6 days a week and 7 hours a day, she earns about Le 1,300,000 every month from this business.

She would like a loan in the amount of Le 3,000,000 to buy more drinks and other food items. She hopes that this loan will enable her to increase her monthly profits by approximately Le 300,000. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 32
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,327.5
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Hajaratu to buy more drinks and other food items.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 23, 2011
Mar 25, 2011
Currency Exchange Loss:
Nov 23, 2011