Lusia is a married mother of 39 years of age. She has four children whom all in primary school. The plantation has been their only source of income over the years, and they have always wanted to buy a back sprayer, but money has been her problem. Lusia heard of SPBD through the village women, and she thought this was the only opportunity where she could get financial help. With her first loan she bought more equipment used on her plantation. This is now Lusia's 4th loan request and with her loans she has managed to improve her family's lives and develop her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.