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Ana Dolores
Ana Dolores M. R. is 24 years old. She is married and lives with her husband and children in the Guaranda canton of Bolivar province. She has 3 children.

The members of the rural communal bank "Grupo de Mujeres Muschuc Nan" meet in the community of Guanto Cruz in the Guanujo parish in the canton of Guaranda. This communal bank has 22 members who farm raspberries and corn and raise poultry and dairy cows in order to make cheese.

Ana cultivates raspberries and corn and raises poultry. She buys her products in Guaranda, and she sells her products in the Guaranda market.

She requests a loan to purchase supplies and animals to raise, and also to buy feed for the animals. The support of this loan will help her financially to obtain the supplies she needs. In her work she must deal with challenges such as pests, changing weather conditions and diseases that affect her crops. Her dream is to provide her children with an education and to expand her business.

She enjoys knitting and spending time with her children.
View original language description ↓
Ana Dolores M. R. tiene 24 años, Es casada vive con el esposo y con los hijos en el Cantón Guaranda Provincia de Bolívar. Tiene 3 hijos.

Los miembros de la V.R.C. GRUPO DE MUJERES MUSHUC ÑAN se encuentra ubicado en la Comunidad Guanto Cruz, parroquia Guanujo, pertenece al Cantón Guaranda, esta ventanilla de 22 miembros se dedica a las labores agrícolas en cultivo de mora, maíz, cría de animales de corral y vacas lecheras para la elaboración de quesos.

Ana se dedica a la agricultura a la siembra de mora y maíz y a la cría de animales de corral comprar sus productos en Guaranda y los vende en la feria de Guaranda.

Solicita el crédito para la comprar de insumos y animales de cría y alimentación de los animales. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es dar la educación a los hijos y ampliar el negocio.

Le gusta tejer, dedicarse a los hijos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 29
    View loans »
    Ecuador Loans Fundraising
  • $26,532,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Ana Dolores to buy supplies, animals to raise, and feed for the animals.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 25, 2011
Mar 24, 2011
Currency Exchange Loss:
Mar 23, 2012