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Maria Mercedes
Maria Mercedes M. B. is 27 years old and married with one child. She lives with her husband and son in the canton of Guaranda in the Bolívar province.

The members of the Communal Bank “Mushuc Nan” (“New Road” in Quechua) live in the Guanto Cruz community in the Guanujo parish in the canton of Guaranda. This chapter of 22 members is dedicated to farming: they cultivate mulberries, corn, livestock and poultry, and raise dairy cows to make cheese.

Maria works planting mulberries and corn and raising farm animals. She buys her supplies in Guaranda and then sells her goods at the Guaranda fair.

She is requesting this loan to purchase supplies, livestock and animal feed. A loan would help her to meet her financial needs. She faces challenges such as pests and disease as well as changes in the weather. Her dream is to fix up her home. Maria enjoys taking strolls around the village and celebrating the holidays locally.
View original language description ↓
Maria Mercedes M. B. tiene 27 años, Es casada vive con el esposo y con los hijos en el Cantón Guaranda Provincia de Bolívar. Tiene 1 hijos.

Los miembros de la V.R.C. GRUPO DE MUJERES MUSHUC ÑAN se encuentra ubicado en la Comunidad Guanto Cruz, parroquia Guanujo, pertenece al Cantón Guaranda, esta ventanilla de 22 miembros se dedica a las labores agrícolas en cultivo de mora, maíz, cría de animales de corral y vacas lecheras para la elaboración de quesos.

Maria se dedica a la agricultura a la siembra de mora y maíz y a la cría de animales de corral comprar sus productos en Guaranda y los vende en la feria de Guaranda.

Solicita el crédito para la comprar de insumos y animales de cría y alimentación de los animales. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es arreglar la casa.

Le gusta salir a pasear por el pueblo y festejar las fiestas del sector.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 29
    View loans »
    Ecuador Loans Fundraising
  • $26,524,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Maria Mercedes to purchase supplies, livestock and animal feed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 25, 2011
Mar 24, 2011
Currency Exchange Loss:
Mar 15, 2012