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Azra's Group
In this Group: Azra , Ghulam Fatima, Kosar Bibi, Aneela
Azra lives in Pakpattan, which is a small city known for its dairy industry in the Punjab province of Pakistan. She has been living there in the area of Khanpura with her family in a two-room brick house for the past 30 years.

A talented lady, Azra operates a business making decoration pieces. She has different business contacts in the market and sells them the decoration pieces at a profit. She is a very active lady and is good at her art.

Her husband’s name is A. R.; he is a cobbler by profession and makes shoes on order. He takes orders from different shoe-making factories and shoe shops and fulfills their orders on time to earn an income.

Azra is the mother of three daughters and two sons. Only her eldest son is able to attend school while the others stay at home.

She has applied for a loan from Kiva partner Asasah for the expansion of her husband’s business. He will buy leather, a shoe-polisher and nails in bulk to be able to fulfill larger orders on time. He has been operating this business for past 10 years and has vast experience in his field. Azra hopes that an investment will improve his business further.

She is a regular loan user of Asasah and this is her second loan application. In the previous loan year, she proved herself a responsible client by paying her installments on time and attending every meeting.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 269
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 85.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Azra's Group's $1,000 loan helped a member to buy leather, a shoe polisher and nails for a shoe-making business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 21, 2011
Mar 24, 2011
Currency Exchange Loss:
Mar 15, 2012