A loan of $275 helped to purchase bananas and coconuts to sell.


Gina's story

Gina Y. is from the village of Digkilaan, Iligan City. She is 41 years old, married and has 5 adult-aged children. Gina owns and operates a specialized retail store, buying and selling green bananas and coconuts for copras in the local community. Gina has been engaged in her business for over 5 years and earns approximately 15,000 PHP a month from it.

In 2009, Gina joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Gina has successfully repaid a previous loan of 12,000 PHP from HSPFI, which was used to to purchase additional inventory and increase working capital. Gina is requesting a new loan of 11,000 PHP which will be used to purchase additional bananas and coconuts to sell. This will be the 5th loan taken out by Gina from HSPFI. She plans to use the additional revenue generated from the business to improve/expand her business.

About HSPFI:

HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



Loan details


Lenders and lending teams



Loan details