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Torn S., 56, resides in Kampong Cham province, Cambodia, an area known for rubber plantations. S. sell groceries, earning an income of about 4 USD each per day. Her husband is a village chief. He raises ducks to sell, earning an income of 1.66 USD per day. Each month, the family has to spend 60 USD on food and 15 USD on other necessary expenses. S. is requesting a loan of 1,200 USD to purchase more groceries to stock the store. This will be her first from CREDIT, a long-standing Kiva partner.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 112
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Torn to buy more groceries to stock the store.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 4, 2011
Mar 24, 2011
Currency Exchange Loss:
Oct 19, 2011