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Din S. was born in 1962 and is a married woman who is blessed with four children. All four children are students in the local public school. Her husband, Din Ra, is 40 years old and works as a firewood seller in his village in Kompong Tom province.

Din S. has built a pigpen behind her house where she raises pigs to earn a living. She has started to build a new house, but it is very difficult to save money and she has not yet been able to pay for construction costs. To solve this problem, Din S. is requesting her first loan to add to her savings and pay for the cost of building her house.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 116
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • 4,015.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Din to build a house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 3, 2011
Apr 1, 2011
Currency Exchange Loss:
Feb 15, 2012