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Temirbek M. is 48 and married with seven children. He has worked as a veterinarian in his local are for a long time and has wide experience. In 1994, after the breakup of the Soviet Union, Temirbek decided to start his own cattle-breeding business. Starting with the sum of 40,000 KGS, he has expanded his livestock to twenty sheep, two cows, and one horse, from which he gets a monthly profit of 4,000 KGS. Temirbek uses the revenue from his business to pay for the education of his elder children.

Temirbek has taken out two previous loans from Bai Tushum and Partners to develop and improve his farm. These loans were used as intended and repaid on time. With his third loan of 80,000 KGS Temirbek will purchase calves and bull calves. With the revenue from his loan he will rebuild and improve his cattle barn.

About Bai-Tushum and Partners:

Bai-Tushum and Partners uses Kiva funding to target especially vulnerable populations. It is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 47.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,700 helped Temirbek to purchase cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 21, 2011
Apr 1, 2011
Currency Exchange Loss:
Mar 15, 2013