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Delmis Carolina
Delmis Carolina, 30, has been working as a primary school teacher in the Rubèn Dario school for the past 7 years with the village children of her community. She has a common-law-husband who is a farmer on the small lot that they own and both share the family expenses. Delmis is a honorable, hard-working woman who has good social skills and is very respectful. She is religious and a Catholic.
She is requesting a fourth loan to build a house so she can give her family a better life. Her greatest dream is to enjoy steady work and improve their living conditions.
View original language description ↓
La profesora Delmis Carolina de 30 años de edad, trabaja como docente en la Escuela Rubèn Dario # 2 desde hace 7 años desempeñandose como maestra de primaria a niños campesinos de su comunidad, cuenta con la ayuda de su compañero de vida que trabaja como agricultor en la parcelita que ellos poseen, ambos comparten sus gastos familiares. Delmis se caracteriza por ser una persona honrada, trabajadora, con buenas relaciones sociales y muy respetuosa, es seguidora de las cosas de Dios, profesa la religion Catolica.

Solicita su cuarto credito para construir una habitaciòn, asi brindarle a su familia mejores condiciones.

Su mayor sueño en la vida es gozar de estabilidad laboral y mejorar sus condiciones de vida.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 22.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Delmis Carolina to buy construction materials to build a room.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 23, 2011
Apr 1, 2011
Currency Exchange Loss:
Oct 16, 2012