A loan of $1,150 helped to buy a stove for frying food.

Bernarda's story

Bernarda is a member of the “Compartiendo Esfuerzo” (Sharing Effort) community bank which is located in the town of La Cisterna. Her business is selling empanadas filled with 'pino' (fried ground beef and onion), poultry and 'napolitana' (spicy pork sausage and cheese). She has been in this business for two and a half years. She works together with her husband who sells their products in busy places, specifically in an open air street market. They work from Monday to Saturday. During the 'fiesta costumbrista' festivities in Chile which are celebrated on September 18th, her customers make wholesale orders.

Bernarda will use this loan to buy a stove for frying food. Her dream is to build a sales location in her yard where she can sell her empanadas on weekends. She would also like to expand her business and own an empanada factory where she could offer jobs to a lot of people. Bernada lives with her husband and her three children aged 24, 23 and 8. Her motivation for continuing in this business is her desire to own her own home and make more profits.

Bernada is very grateful to Fondo Esperanza because her loan will allow her to invest in her business. The training sessions she has attended have helped her to learn how to distribute her income. She is also happy because she has met new people.

La Cisterna is a town which is located in the central-south sector of the Metropolitana region of Chile. It is an essentially residential and commercial town. Originally, it was a rural area made up of large plots of land. However, owing to the growth in its population and the arrival of services, it has become a 100% urban area.

Translated from Spanish by Kiva volunteer Linda Oxnard

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