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Marias Del Rosario Group
In this Group: Norma Ninet, Oralia Hernandez, Sonia Blanca, Berta Maria, Paulina Coyoy, Maricela, Juana, Isabel Morales, Maria Isabel, Isabel Rosario
Norma Ninet is 37 years old, married, and has four children. Three of her children are currently studying in school. She cares for her home and her children but has also started running a small general store to supplement her family's income. Her husband works as a security guard to help support the family.

Norma started her business selling small products from her home four years ago and would now like to stock her small store so that her business may have a chance to grow. She hopes to one day run a local store with a variety of goods.

Norma is a member of the Marias del R. Group. This is group's second loan through ASDIR, and the previous loan was paid back in full with no problems. Other members of the group are involved in the following activities: animal raising, farming, and general goods sales.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 55
    View loans »
    Guatemala Loans Fundraising
  • $12,553,550
    Funds lent in using Kiva
  • 7.7
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Marias Del Rosario Group's $2,200 loan helped a member to stock the general store.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 9, 2011
Mar 24, 2011
Currency Exchange Loss:
Dec 15, 2011