A loan of $675 helped a member to buy ingredients for making tamales to sell within her own community.


Las Carmelitas Group's story

The group is called “Las Carmelitas”, and they are located in the locality of Julián Grajales in Chiapas, México. Deonila Gutiérrez M. is a widow and has four children, three boys and a girl, of whom three are now married. Her youngest, Rosa Aurelia, is seventeen years old and still dependent on her. She will invest the loan into the purchase of ingredients such as: dough, meat, chilies, banana leaves, raisins, and other items for making tamales. She has eleven years of experience in this business, and tells us that things are going well as it allows her to help her family get ahead.

She made the decision to start this business on her own since, in order to support her children, she had to undertake a type of work that would produce results and generate income.

With the earnings, she helps her daughter continue her education and reinvests a portion back into the business, purchasing ingredients so she can keep working. Her greatest wish is to get ahead so she can offer her daughter a higher standard of living, and so there are no excuses for her to quit school.

She joined the group through an invitation from María del Carmen, a neighbor, who suggested they seek support for their businesses. The three members of the group are as follows:

Deonila Gutiérrez M.: will invest her funds into the purchase of ingredients for making tamales, to later sell within her own community.

Carmela Hernández Sánchez: will invest her funds into materials for making doors, windows, and other items, to later sell.

María del Carmen N. G.: will invest her funds into ingredients for making bread.

In this group: Deonila, Carmela, Maria Del Carmen

Translated from Spanish by Kiva volunteer


Loan details


Lenders and lending teams



Loan details