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Zacarias Mizael
Zacarías is 35 years old. He is a hard-working man who has a small store in the front of his home. He set up his store because his dad taught him how to make bread and sell food products. Gradually, with his father's exeperience, he decided to set up in this business.

Now Zacarías has a small store and bakery. He makes cakes and snacks and sells food products. He works from 5.00am making his bread, snacks, etc.

Zacarías has many aspirations for his store-bakery. He would like this loan so that he can make more income and buy display cabinets for his premises. In the future, he would like to improve his business and extend his house.
View original language description ↓
Zacarías de 35 años, es un hombre trabajador que tiene una pequeña tienda en la parte delantera de su casa. Comenzó la tienda porque su papa siempre le enseño hacer panes y vender víveres, poco a poco con la experiencia de su padre el decidió tener el mismo negocio.

Ahora el tiene una pequeña tienda surtida con una panadería. Realiza tortas, bocaditos y vende víveres. Trabaja desde las 05h00am haciendo panes, bocaditos etc. Tiene muchas aspiraciones con su tienda-panadería. Por eso quiere el préstamo para tener más ingresos y comprar vitrinas para su local. En el futuro quiere mejorar su negocio y ampliar su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Zacarias Mizael to buy display cabinets.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 2, 2011
Mar 23, 2011
Currency Exchange Loss:
Apr 15, 2012