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Upol's Group
In this Group: Upol , Jiydegul, Ulan
Upol A., 63, is a leader of this group. She and the members of her group are the residents of the small town of Tup, the main activity of which is cattle breeding and raising crops. Despite her age, she stays energetic and enthusiastic with her business. Upol’s husband relies on his pension, so he also makes contributions in feeding, raising and selling the cattle. Upol is happy with her accomplishments, since she’s a proud mother of five kids and a respected veteran in cattle breeding. Her youngest son gains experience from her and learns all techniques very quickly. The roots of this business appeared in 2005 when the family sold all their crops from the land and spent the proceeds on purchasing cattle. For now, a monthly profit from the business is 4,000 soms. Upol’s final goal is to reach 15 heads of cattle in her household. She’s confidently stepping towards the goal. With the loan from Kiva, she plans to purchase two cattle.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,013,000
    Funds lent in using Kiva
  • 47.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Upol's Group's $1,175 loan helped a member to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 3, 2011
Mar 23, 2011
Currency Exchange Loss:
Apr 15, 2012