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Sieng R. is a 32-year-old woman who earns a living by selling sour palm juice in her community. She has been working at this business since 2009. On average, she can make around $3 profit per day to use for the family’s expenses. Her husband is a fisherman.

Recently, she planned to open another small business washing motorbikes and cars, but she faces a problem of insufficient finances.

In order to achieve her plan, Sieng R. would like to request a loan from Kiva to add to her current savings to open a station for washing vehicles.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Sieng to open a station for washing vehicles.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 3, 2011
Apr 1, 2011
Currency Exchange Loss:
Aug 15, 2012