A loan of $125 helped to purchase additional products to sell like canned goods and detergents.


Silvestra's story

Silvestra C. is from the village of Poblacion, Lantapan, Bukidnon. She is 53 years old. Silvestra is married and has nine adult children. To make a living, Silvestra owns and operates a sari-sari (variety) retail shop. While not the only means for generating revenue, the main source of income for the business comes primarily from buying and selling daily use products, canned goods, junk foods, instant noodles and beverages in the local community. Silvestra has been engaged in her business for more than two years and earns approximately 4,000 PHP a month for these activities.

In 2011, Silvestra joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Silvestra is requesting a new loan of 5,000 PHP which will be used to purchase additional products to sell like canned goods and detergents. This loan will be the first taken out by Silvestra from HSPFI. She plans to use the additional revenue generated from the business to improve/expand her business.

About HSPFI:

HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.



Loan details


Lenders and lending teams



Loan details