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Nazia's Group
In this Group: Nazia, Shahnaz Akhtar, Kalsoom Akhtar, Bashiran Bibi, Ramzana Bibi
Nazia is a seamstress by trade. She sews clothes for her neighboring clients in order to share the financial burden with her husband. She is very skillful and receives regular orders from her neighborhood clients every month. She completes their orders on time and has a good reputation for her good work in the community.

She is also a very good housewife and does her household duties, staying at home. She has given birth to a son and five daughters. She couldn’t enroll any of her children in school except her eldest daughter. Her husband operates a grocery store in the market. Through his store, he sells daily use items such as salt, sugar, cooking oil, spices etc. He is well known among his clients due to his good behavior and reasonable prices.

Nazia has applied for a loan from Kiva partner Asasah for her husband’s business. With the loan, her husband will buy groceries in bulk to put into his store to sell. This will allow him to offer more variety of products to his customers and earn better profits. Nazia is hopeful that an investment will make her husband’s business more profitable and will also expand his business.

Note: In the photo, the lady with a book (called Asasah Passbook) is Nazia.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 268
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 85.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nazia's Group's $1,125 loan helped a member to buy groceries for grocery store business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 18, 2011
Mar 24, 2011
Currency Exchange Loss:
Mar 15, 2012