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From the Kompong Tom province, Ouk T., 45 years old, is a single mother of four children. All of them are employed as domestic construction workers and provide their income to support the family.

Ouk T. has spent most of her life in the farming business and she has a plot of farmland to cultivate a rice crop.

Before, Ouk T. has always hired the neighbor’s cow in order to alleviate the chore of plowing the farmland. Right now, she hopes to buy her own cow and that is why she is applying for a loan from Kiva. This will provide her with an additional fixed asset.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 109
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,025.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Ouk to buy a cow to help with plowing.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 25, 2011
Apr 1, 2011
Currency Exchange Loss:
Apr 15, 2012