Check out some available loans that are similar to this one!
Celeste B. is 30 years old, married and has two school-aged children. She is from the village of Dicayas, a part of Dipolog City, the capital of Zamboanga del Norte province in the Mindanao islands. Celeste provides transportation services such as by motor cab to the local community. Celeste has been in business for over nine years and earns approximately 3,500 PHP a month.

In 2006, Celeste joined PMPC to gain access to its financial services. Celeste successfully repaid a previous loan of 10,000 PHP from PMPC which was used to purchase construction materials for repair to her house. Celeste is requesting a new loan, her eighth from PMPC and third through KIVA, of 14,900 PHP which will be used to continue these repairs. She plans to give her family a comfortable shelter in which to live.

About PMPC

Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that one-on-one translations of entrepreneur profiles are costly, Kiva created this template for our Field Partner to allow it to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Philippines

  • $7,000
    Average annual income
  • 374
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Celeste to purchase materials for house repair.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Feb 23, 2011
Mar 22, 2011
Currency Exchange Loss:
Dec 15, 2011