A loan of $1,100 helped to buy perfumes, creams, cosmetics and sales products.

Juana Lucelinda's story

Every two weeks, the 'Madres para un Futuro Mejor' (Mothers for a Better Future) community bank meets in 24 de Mayo canton, in Manabí province. This canton is known for its beautiful landscape, its forests, the variety of its fauna and also for its kind and hard-working people who mainly work in farming and livestock raising.

Here we meet Juana who is 41 years old, married, and has 4 children. Two of her children are grown up and studying at university whilst her youngest two are twins and are attending school. Her husband is a school teacher. Juana is currently studying for a degree in 'Education Sciences' with a distance learning university.

Juana is a great housewife who is also a saleswoman. She sells Yambal products (beauty products, cosmetics, perfumes and ladies' accessories). She works from her home every day of the week in the mornings and in the afternoons she visits her customers. She leaves her products on credit and collects payment every Saturday or Sunday.

Juana will use this loan to buy perfumes, creams, cosmetics and particularly sales products. She has been a member of her community bank for 5 loan cycles and she likes the unity of the group. Her goals are to finish her studies and to achieve a position as a teacher.

Translated from Spanish by Kiva volunteer Linda Oxnard

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