They are on their first loan with the microfinance institution Soro Yiriwaso. Their goal is to better satisfy the needs of their customers.
In the women’s group Dembagnouma, Kadia D. sells fruits such as oranges.
With her loan, she plans to buy two wagon loads of oranges. She gets her supplies from the orchards in the villages surrounding Sikasso.
She sells her fruit, for cash, at the Médine market in Sikasso and within the family to a clientele of men and women.
She foresees earning an average monthly profit of 35,500 FCFA. A part of this will be used to pay the loan and interest, and the rest will go into savings.
Elles sont à leur premier prêt avec l’institution de microfinance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle.
KADIA D. fait le commerce de fruits tels les oranges dans ce groupe de femmes Dembagnouma de KABOILA.
Elle compte acheter avec son prêt 2 chargements de charrettes d’âne en orange. Elle s’approvisionne dans les vergers des villages environnants de Sikasso.
Elle les revend au marché de Médine à Sikasso et en famille à une clientèle composée d’hommes et de femmes au comptant.
Elle envisage réaliser un bénéfice mensuel moyen de 35.500FCFA dont une partie est utilisée pour payer le prêt et son intérêt et l’autre pour son épargne.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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