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Safia's Group
In this Group: Safia, Ramzan Bibi, Shahnaz Begum, Kubra Bibi, Maqsoodan Bibi
Safia is a very supportive lady by nature and belongs to Kamoki, which is a small city of Punjab, Pakistan, famous for its agriculture industry. She has been living there in the area of Bilal Park in a 4-room house with her family for the past 20 years.

Her husband whose name is M. S. is a milk man by profession. He milks the buffalo, getting up early in the morning. Safia helps him by putting the milk into milk jars. He sells the milk to his community clients.

Safia is also a very good housewife and fulfills her responsibilities very well. She has given birth to one son who is an embroidery expert. Safia couldn’t provide him education due to financial constraints. He operates his embroidery shop in the market and earns good profits from it.

Safia has applied for a loan from Kiva partner Asasah to help her husband in his business. With the loan, he will buy another buffalo to increase the productivity of milk so he can sell to more people. Safia is hopeful that the loan investment will further improve his milk sales business.

She is a regular loan user of Asasah and this is her 4th loan application. In previous loan years, she has proved herself as a responsible client who always paid her installments on time and never missed a single meeting.

Note: In the photo, the lady with a book (called Asasah Passbook) is Safia.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 245
    View loans »
    Pakistan Loans Fundraising
  • $17,650,250
    Funds lent in using Kiva
  • 85.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Safia's Group's $1,300 loan helped a member to buy another buffalo for milk sales business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 18, 2011
Mar 21, 2011
Currency Exchange Loss:
Mar 15, 2012