Tessie is a 53-year-old married woman who supports her family by operating a general store and a farming business. She lives in the island of Cebu.
She has been a member of NWTF-Project Dungganon since 2002 and has improved her living conditions with the help of her loans from NWTF and through her own efforts. By working hard in her general store and farming businesses, she is gradually making her family more economically stable. She now earns an average monthly income of PHP 13,700.
Tessie is borrowing PHP 17,000 to purchase more stock to sell. This will be her 15th loan from NWTF-Project Dungganon. Her previous loan of PHP 17,000, which she paid off well within its term, was just another step in her journey toward economic freedom. Tessie aspires to elevate her family's living conditions and ensure their future well-being by following the Dungganon way.
About Negros Women for Tomorrow Foundation
Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.