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Zaman K. is 60, married and has two sons who are 1 and 3 years old. His family lives in Sabirabad city. Zaman sells household items and children's clothes in his shop. This business has become the only source of income for Zaman`s family. Zaman already has successfully paid his loan and now applied for new one.

Zaman has been in the trade for 12 years. His business is characterized by stability and positive performance. The inventory he sells is always in demand as people need dishwashers, laundry soap, towels, dishes, perfumes, and other household items and children need seasonal clothes.
Zaman wants to see his business growing in the future, which is why he is requesting a loan of 1,500 AZN to increase his turnover capital.

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $10,800
    Average annual income
  • 42
    View loans »
    Azerbaijan Loans Fundraising
  • $14,668,525
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,900 helped Zaman to purchase more houshold items to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 14, 2011
Mar 19, 2011
Currency Exchange Loss:
Mar 15, 2012