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Bok Jom Group
In this Group: Aissatou, Lea Sabine, Khady, Aminata, Seynabou, Seynabou, Adji, Khoudia, Ndeye, Amy, Henriette, Helene
The Bok Jom group has been created during the inauguration of the Banc Villageois of Wango to which it belongs. It is composed of 12 women who live in almost the same neighborhood. They are friends and neighbors who decided to form a group together. Their main business activity is retail. Mrs. Helene N. (to the right in the photo, wearing a white scarf) is the group’s leader. She is 72 years old. She is a widow, and all her children are adults. But she has five grandchildren in her care.

In the past she used to cook millet couscous in order to sell it at the market or in her neighborhood. At present, she retails vegetables and dried fish. She sells cabbage, hot peppers, and sweet and bitter varieties of eggplant [aubergine]. Her new loan will allow her to finance her vegetables and dried fish business. Her goal is to provide for her personal needs and to help to the everyday family expenses as well as with the costs of school supplies for her grandchildren.
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Le groupe de BOK JOM est un créé depuis l'inauguration du Banc Villageois de WANGO qui l'abrite. Il est composé de 12 femmes qui habitent pratiquement le même quartier. Elles ont formé leur groupe par des liens d'amitié et de voisinage. Leur principale activité est le petit commerce.

Madame HELENE N. (à droite de la photo avec une écharpe blanche) est responsable du groupe. Elle est âgée de 72 ans. Elle est veuve avec des enfants qui sont tous majeurs. Mais elle a la charge de ses 05 petits.

Avant elle faisait la transformation de mil en couscous pour revendre au marché et dans le quartier. Elle fait maintenant un petit commerce de légumes et de poissons séchés. Elle vend des choux, du piment, des aubergines doux et amers.

Son nouveau crédit lui permettra de financer son petit commerce de légumes et de poissons séchés.

Son objectif est de subvenir à ses besoins personnels et de participer à la prise en charge de la dépense quotidienne de la famille et à l'achat des fournitures scolaires de ses petits enfants.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 4
    View loans »
    Senegal Loans Fundraising
  • $15,175,275
    Funds lent in using Kiva
  • 471.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Bok Jom Group's $4,750 loan helped a member to purchase vegetables and dried fish.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Mar 14, 2011
Mar 20, 2011
Currency Exchange Loss:
Oct 15, 2011